Interactive Financial Simulators

Financial Calculators & Simulators Hub

Instantly simulate tax refunds, mortgage borrowing capacity, and compound interest returns without dealing with complex statutory tax formulas.

1. Age Bracket

2. Gross Annual Salary 5,500만원

20M 60M 100M 200M+

3. Total Net Worth (Assets - Debt) 2억 4,000만원

0 100M 500M 1B 2.5B+

4. Current Financial Checklist (Check all that apply)

I actively invest in an ISA Tax-Free Account I maximize annual IRP / Pension Savings tax credits I hold an active Overdraft Credit Line (마이너스통장)

🥇 골드 티어 (상위 10%) 30대 기준

Net Worth Percentile 상위 14.2%

Income Percentile 상위 18.5%

You are in the top tier for your age group in South Korea!

📋

Missed Money & Tax Leak Prescription

Statutory savings you can claim immediately:

Estimated Annual Lost Savings: +2,025,000원 / 년

2026 Korea Pension (IRP / Pension Savings) Tax Refund Calculator

Simulate your estimated February year-end tax settlement refund based on annual deposits.

Gross Annual Salary Bracket

Annual Contribution (Max 9M KRW)

Estimated Year-End Tax Refund (Feb)

1,485,000 KRW

* Includes 10% local income tax
* Actual refund applies within calculated tax liability

Available Financial Simulation Tools

📈 Stocks & ETFs

ETF Portfolio & Dividend Compound Simulator

Simulate asset allocation across S&P 500, Nasdaq 100, SCHD, JEPI, and K-ValueUp ETFs with compound DRIP returns and tax savings.

Launch Simulator

⚔️ Wealth & Savings

10-Year ₩100M 6-Asset Compound Growth Battle

Compare 10-year and 20-year after-tax returns across US index ETFs, high-yield dividend funds, gold, bonds, and cash.

Launch Simulator

📊 Tax & Filing

Year-End Tax Settlement Calculator (IRP/Pension)

Simulates exact tax refund windfalls (13.2% vs. 16.5% tax credit tiers) based on gross annual salary and contributions.

🏠 Banking & Credit

Seoul Stage 3 Stress DSR Mortgage Simulator

Models borrowing capacity haircuts and maximum allowable loan sizes under 3.0% stress add-on rates.

💰 Wealth & Savings

Daily Compound Interest vs. Checking APY Tool

Calculates after-tax cash returns on high-yield digital bank parking accounts with KDIC 50M protection.

Where Do You Rank in Korea? Check Your Net Worth & Hidden Tax Leaks