Data Sources & Statistical Methodology

This percentile benchmark models the latest Survey of Household Finances and Living Conditions microdata published jointly by the Bank of Korea (BOK), Statistics Korea, and Financial Supervisory Service (FSS).

• Net Worth Calculation: Sum of all residential real estate, liquid deposits, domestic/overseas equities, and private pensions minus all mortgage and credit liabilities.
• Tax Diagnosis: Statutory assessment under the Restriction of Special Taxation Act for Brokerage ISA tax-free caps, IRP tax refunds (up to 1.485M KRW), and DSR borrowing limits.